Why rent when you can own

Many people are scared of today economic downturn and wondering why they should buy instead of rent.  It is all the same reasons to justify renting- no commitment, freedom to move anytime, no repairs, no lawn mowing and no debt.

Right now this is the best time to buy for many reasons.  Check out the list below:

• You can own for the same amount you pay in rent.  If you are paying $1000 to rent monthly consider today’s low interest rates and unbelievable pricing where you can own for the same monthly investment.   
• As of Jan. 1, 2009, the FHA loan program allows buyers to borrow as much as 96.5% of the purchase price.  The great thing about FHA loans is it allows for lower credit scores and debt ratios can be a little higher.   
• Since majority of your payment during the first several years goes mostly toward interest this interest may be tax deductible along with the property taxes.  This will put money back in your pocket.  
•  There are many programs available for first time homebuyers.  Purchasing in the city of Atlanta could qualify for up to $80,000 in down payment assistance in addition to the federal and state tax credits available.   

At Brock Built we have many communities to fit a family of any size.  Prices are at an all time low at builder cost.  We offer homes starting at $199,900 up to $500,000.  There is something for everyone.  Brock has been building for over 25 years and takes pride in bringing a quality product with superior craftsmanship at exceptional values. With communities in Atlanta’s West side Brock Built has created communities with beautiful homes, tree lined streets, neighborhood parks, sidewalks and relaxing green space.  Please visit www.brockbuilt.com to find out more about these great opportunities.